Leave your family a plan — not a bill
See the final expense coverage you may qualify for. A few quick questions, about 3 minutes, no medical exam for many plans.
See the final expense coverage you may qualify for. A few quick questions, about 3 minutes, no medical exam for many plans.
- No medical exam for many plans
- Coverage that can include your spouse
- No cost and no obligation to look
A check for them.
Not a bill.
That's what final expense coverage is. Money that goes to the people you name, for the costs that come at the end.
What it's built to pay for
The bills arrive all at once. Coverage means your family has money in hand instead of a stack of invoices.
- 01
The funeral and burial
A traditional funeral commonly runs into the thousands of dollars, and it's often due right away.
- 02
The last medical bills
Hospital balances, ambulance charges and care costs that would otherwise land on your family.
- 03
Debts left behind
A car payment, a credit card, the last few bills, so your spouse isn't carrying them alone.
- 04
Something left over
Whatever isn't spent goes to the people you name. For a lot of families, that's the whole point.
How it works
Three steps, about three minutes, no paperwork.
- 1
Answer a few questions
Your ZIP, what you want covered, and a little about your health. Nothing you need to look up.
- 2
Pick a time that works
You choose the day and time on the calendar — whatever actually works around your week.
- 3
Joshua calls you at that time
A short, no-pressure call to go over the plans you qualify for and what they cost. You decide from there, or you decide against it. Either is fine.
Questions people ask first
- Do I have to take a medical exam?
- For many of these plans, no. The health questions in the quiz are what decide which plans you're likely to qualify for. Some plans do look at health history, and your agent will tell you which is which.
- I have health problems. Is it even worth my time?
- Usually yes. Final expense products are specifically written for people with health history, including plans that ask no health questions at all. What changes is which plan fits and what it costs, not whether anything is available.
- Will my premium go up as I get older?
- Many of these policies are built with a fixed premium by design, so the payment doesn't change with age. Your agent will confirm exactly how any specific policy is structured before you decide anything.
- Who actually gets the money?
- Whoever you name. It goes to them directly, usually within days of a claim, and they can use it however they need to. It does not go to a funeral home unless you decide it should.
- What if I decide it's not for me?
- Then it's not for you. The call is there to answer your questions and show you what's available. Nobody follows up with pressure, and nothing is signed on the phone.
See what you qualify for
A few quick questions is all it takes. No cost, no obligation, and nobody shows up at your door unless you ask them to.
See if I qualifyThis website is not affiliated with, endorsed by, or sponsored by Facebook or Meta Platforms, Inc. Facebook is a registered trademark of Meta Platforms, Inc. This is a private insurance marketing website and is not affiliated with, endorsed by, or sponsored by Medicare, the Social Security Administration, or any other government agency. Coverage is offered through licensed insurance carriers; availability, benefits, eligibility, premiums, and any waiting periods vary by state, carrier, age, and health, and are subject to the terms of the actual policy issued. "No medical exam" refers to plans that do not require one; it does not guarantee approval, and health questions may affect eligibility and pricing. Nothing on this page is a guarantee of coverage, price, or acceptance. This page is for general information and is not medical, legal, or tax advice. This is a solicitation of insurance; coverage is offered through licensed insurance agents/producers. By submitting the form you agree to be contacted as described in the consent you provide.